State Life Insurance Jobs 2026 Apply Online

State Life Insurance Jobs is not just an insurance company; it is a national institution. As the largest life insurer in Pakistan and a state owned behemoth, holding a job here means securing a future defined by stability, prestige, and growth. As we move through 2026, State Life is undergoing a massive expansion of its operations both in conventional Takaful (Islamic insurance) and corporate management.

The compensation structure has been updated for 2026. With inflation impacting the economy, government-backed entities like State Life offer unmatched job security and inflation-adjusted benefits that private startups simply cannot guarantee. Employees rate their work-life balance and benefits at an exceptional 4.4 out of 5 stars, with 81% of professionals recommending working here to friends.

Second, the scope is diverse. Whether you are a fresh graduate with a Bachelor’s degree in Finance, an experienced Chartered Accountant, or a high energy Sales Professional with a Matric/Intermediate qualification, State Life has a vacancy for you this year. From the bustling streets of Karachi to the commercial hubs of Lahore and Peshawar, recruitment drives are active as of May 2026.

Third, this is a unique moment for Islamic finance enthusiasts. State Life is aggressively hiring Takaful Sales Executives & Managers, offering remote and flexible working options. This is your chance to enter the white-collar workforce of one of Pakistan’s most respected organizations.

Title	Details
Department	State Life Insurance Corporation of Pakistan (SLIC)
Education	Matric / Intermediate to CA / MBA / ACCA (Post dependent)
Total Vacancies	09+ (Multiple vacancies for Management & Sales)
Last Date to Apply	May 09, 2026 (For latest April advertisement) / June 02, 2026 (For May Sales Ads)
Location	Karachi, Lahore, Quetta, Rawalpindi, Peshawar, and Remote

State Life Insurance Jobs Vacancies List

State Life has released multiple advertisements throughout 2026. Below is the consolidated list of positions currently open:

Professional & Management Cadre (Testing Agency: PTS)

• Manager Internal Audit (01 Post – Karachi)
• Deputy Manager Internal Audit (03 Posts – Karachi)
• Assistant Manager Internal Audit (04 Posts – Karachi, Quetta, Lahore)

Takaful (Islamic Insurance) Sales Team

• Takaful Sales Executives (Multiple Cities – Remote Options)
• Takaful Sales Managers (Multiple Cities – Remote Options)

General Sales & Field Force)

• Insurance Sales Staff
• Insurance Agents

Eligibility Criteria For State Life Insurance Jobs

To ensure your application is not rejected at the initial screening stage, please cross-check these criteria carefully.

Age Limit

• For Managerial Positions (Manager/Dy. Manager/Asst. Manager): Maximum 45 years as of the closing date.
• For Sales Positions: Generally 22 to 45 years, though talented younger candidates with strong communication skills may be considered.

Qualification Requirements

• For Manager (Internal Audit):
  • Must have: Chartered Accountant (CA) Fresh OR FCMA / FCCA.
  • Experience: If applying with FCMA/FCCA, minimum 5 years post-qualification experience required.
• For Deputy Manager:
  • Must have: Bachelor’s degree (16 years) in Finance/Accounting, MBA (Finance), M.Com, ACMA, ACCA, or equivalent.
  • Experience: Minimum 3 years post-qualification experience.
• For Assistant Manager:
  • Must have: Same qualification as Deputy Manager (Finance/Accounting focus).
  • Experience: Fresh candidates are eligible. However, 1 year of experience is preferred.
• For Takaful Sales Manager:
  • Must have: Bachelor’s degree OR Shahadat ul Alamia (Dars-e-Nizami). Experience: 2 years in Sales & Marketing (or fresh for Religious Scholars).
• For Takaful Sales Executives:
  • Minimum: Matric / Intermediate. No prior experience required for entry level.

Physical Requirements

• General Criteria: There are no physical fitness tests for office/managerial roles. For field sales staff, you must be mobile and able to travel within your city for client meetings.

Salary and Benefits

State Life offers one of the most competitive pay scales in the public sector.

Estimated Salary Structure

• Manager (OG-3/4 Level): Approx. PKR 150,000 – 250,000 per month + allowances.
• Deputy Manager (OG-2 Level): Approx. PKR 120,000 – 180,000 per month + allowances.
• Assistant Manager (OG-1 Level): Approx. PKR 80,000 – 120,000 per month + allowances.
• Takaful Sales Executive: Commission-based + Stipend. High performers can earn PKR 50,000 – 150,000+ monthly.
• Takaful Sales Manager: Base Salary + Commission + Bonuses. Estimated take-home: PKR 100,000 – 300,000+ (based on team performance).

Benefits Package

• Job Security: As a state-owned enterprise (SOE), permanent employees enjoy high job security.
• Medical Coverage: Comprehensive OPD and hospitalization coverage for employee and family.
• Pension & Gratuity: Defined benefits pension plan (for permanent staff) or lucrative contributory funds.
• Takaful Benefits: Staff are often provided with free or subsidized life insurance/Takaful coverage.
• Vehicle / Conveyance: Fuel allowances or official vehicle allotment for senior management positions.
• House Rent & Utilities: Generous house rent and utility allowances for officers.

Required Documents

Prepare a single envelope/file with the following before you start applying:

• Application Form: Download from PTS website or fill as per the specific advertisement.
• CV/Resume: Updated with a recent passport-sized photograph pasted/printed on it.
• Educational Documents:
  • Matric & Intermediate Certificates (DMCs).
  • Bachelor’s & Master’s Degrees (HEC attested if required).
• Experience Certificates: Previous job letters (if claiming experience).
• CNIC Copy: Computerized National Identity Card (front & back).
• Domicile Certificate: Proof of residence for the province you are applying for (e.g., Punjab, Sindh, Balochistan).
• Photographs: 2-3 recent passport-sized photos (blue/white background).
• Postal Order/Bank Draft: For PTS test fee (usually Rs. 810 for management posts).

Also Check :PM Youth Internship Program 2026 Application Form

How To Apply For State Life Insurance Jobs?

• Download the advertisement and application form from the official PTS website or see the newspaper ad (The News / Express).
• Deposit the test fee (e.g., Rs. 810) at any online branch of UBL or HBL in the prescribed account.
• Fill out the form completely. Paste your photo and attach the original deposit slip with the form.
• Send the application via Courier (Post) to the PTS Head Office in Islamabad. Note: Online submission is generally not accepted for these specific PTS roles; you must use courier.

For Takaful Sales / Agent Jobs

• This is a direct walk-in or online application process.
• Visit the official State Life website or LinkedIn page.
• Click on “Careers” or “Join Takaful Team.”
• Submit your CV. A State Life sales manager will contact you for an interview at the nearest zonal office (Karachi, Lahore, Islamabad).

Test Preparation Guide

Most professional jobs at State Life are routed through Pakistan Testing Service (PTS).

The PTS Test Structure:

• Part 1: General Ability (50%)
  • Subjects: English (Grammar, Vocabulary), Mathematics (Arithmetic, Algebra basics), Analytical Reasoning, and General Knowledge (Pakistan Affairs).
• Part 2: Subject/Professional Section (50%)
  • For Audit Jobs: Focus on IFRS (International Financial Reporting Standards), Auditing Principles, and the Insurance Ordinance 2000.

How to Prepare:

• Sample Papers: Download past PTS sample papers. PTS usually recycles question types.
• Recommended Books: “Dogar Brothers” PTS specific books are very helpful for the General Ability section.
• Job-Specific Prep:
  • Finance Candidates: Review IAS/IFRS standards applicable to insurance contracts (IFRS 17).
  • Sales Candidates: Brush up on communication skills and basic math for commission calculation; the test is usually an interview.

Expert Tips: How to Increase Your Selection Chances

As an SEO and Career Consultant, I have analyzed why some applicants get hired while others get rejected. Here is how to beat the competition for State Life Jobs 2026:

Apply Separately for Multiple Roles

If you have a Bachelor’s degree, do not just apply for “Assistant Manager.” Apply for the “Takaful Sales Manager” role as a backup. State Life is a massive organization; different departments hire independently.

The “Courier” Quality Tip

Since Management jobs require postal applications, the physical quality of your envelope matters. Use a clean, brown, official-looking envelope. Type the address instead of writing it by hand. Ensure “APPLICATION FOR POST OF [NAME] – REF PTS/SLIC” is written in Bold Red at the top left. This ensures it stands out in a pile of 10,000 applications.

Highlight “Islamic Finance” (For Takaful)

In your CV for sales roles, explicitly mention “Interest in Islamic Finance” or “Knowledge of Shariah principles.” State Life is pushing Takaful hard, and managers are looking for people who can explain the difference between conventional insurance and Takaful convincingly.

NOC for Government Employees

If you currently work for the government (even a different department), do not hide it. Produce a “No Objection Certificate” (NOC) at the time of the interview; otherwise, they will reject you at the final stage.

Prepare for “Fraud Detection” Questions

Internal Audit roles at State Life focus heavily on Risk-Based Audit. In your interview, do not just talk about “checking vouchers.” Talk about “identifying internal control weaknesses.” Use the keywords “Risk Mitigation” and “SECP Compliance”.

Frequently Asked Questions (FAQs)